604 Clark Drive Lincolnton, NC 28092 704-748-1890

Bad Credit. No Credit. We Can Help You.
Getting a car loan is easier than you think, even with less than perfect credit.

  • Quick, No Hassle Approvals
  • Every Application Accepted
  • No Obligations - Absolutely FREE

It is our goal to provide our customers with the lowest possible price without compromising quality or customer service. We are committed to providing an outstanding selection of quality used vehicles at competitive pricing. We are proud to serve our valued customers with the highest level of personal service!

GOOD Used Vehicles - We service all our cars trucks and SUV's before they are put on our lot for sale. On our Buy Here Pay Here vehicles we offer a 3 Day Money-Back Guarantee & 30 Day/1000 Mile Warranty. Good credit, bad credit, less than perfect credit... Come see us for a good quality vehicle. Buy Here Pay Here and traditional bank financing is available.

'Regardless of you credit history - slow pay, bankruptcy, repossessions, slow credit or even no credit we can help you. For your automotive credit preapproval call or complete our secure online credit application.'


  • Short term financing enables you to upgrade sooner and re-establish credit quicker
  • Flexible payment schedule tailored to your pay day
  • Immediate Loan Approval
  • Locally Owned and Operated
  • 100% Credit Approvals!


  • Must be 18 years of age or older
  • Proof of $1500 gross monthly income (most recent pay stub(s)
  • Live in North Carolina
  • Possess valid driver's license
  • Proof of automobile insurance
  • 6 Personal References
  • Proof of Residency
  • Current Utility Bill

Use Our Secure Online Application To Get Your Approval Today
*requires fulfillment of all program requirements

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